Re: IML: Declared Value insurance -

[randalpark@xxxxxxx]

Three of my cars are covered for under that dollar amount. Perhaps I am 
treated differently than a new applicant as a result of a long standing 
relationship. I don't know. I still think they have done a great job.

Paul W.


-----Original Message-----
From: DR CHALLENGER <drchallenger@xxxxxxxxxxx>
To: mailing-list@xxxxxxxxxxxxxxxx
Sent: Tue, 2 Oct 2007 7:20 am
Subject: Re: IML: Declared Value insurance -


JC Taylor refused to insure both my 73 dart AND 66 newport, said 
neither meet they requirement of being worth 6k, but Hagerty insures 
them both. Most of the classic carriers dont require an appraisal under 
30k of value. 
 
> From: randalpark@xxxxxxx 
> >  
> Actually J.C. Taylor does exactly that. Maybe because I have been 
doing >business with them for 30 years without a single claim, and have 
over 15 >cars on my policy, but they haven't questioned anything. I 
suspect that >they might want more documentation if a customer was 
asking for coverage on >a higher priced car. I valued my '60 Custom 
Sedan at $25,000 and that is >the highest of all that I have on the 
policy. Every couple of years they >ask me to review the numbers and 
make sure that they are still in line with >my expectations, but they 
also get paid more for every dollar of value >placed on the car. I have 
enjoyed a flawlessly executed business >relationship with them, and 
would recommend them to anyone. 
>  
> Paul W. 
>  
>  
> -----Original Message----- 
> From: DR CHALLENGER <drchallenger@xxxxxxxxxxx> 
> To: mailing-list@xxxxxxxxxxxxxxxx 
> Sent: Mon, 1 Oct 2007 6:53 pm 
> Subject: Re: IML: Declared Value insurance - 
>  
>  
> no insurance company will insure for WHATEVER valve you choose, they 
have a >figure and if want higher you will need an apprasail showing 
your value.  
>   
> > From: YBSHORE@xxxxxxx  
> > >   
> > Fellow Imperialist's:  
> >   
> > Kenyon, as usual, is right. There are several insurance companies 
that  
> > cater to our vintage needs. JC Taylor will insure YOUR car for 
> WHATEVER  
> > value you choose [and based on existing condition of vehicle with 
> > pictures] and  
> > you will pay as such.....that said, these companies understand how we 
> care  
> > for our cars ( low mileage, limited driving , baby care ) and it is 
> taken >into  
> > heavy consideration....and if recollection serves, although I wish I 
> could  
> > carry more, my cars are all in the same 3+/2- condition and my '68 
300 
> for >25K  
> > with all the inherent collision, and personal injury to 250K, etc., 
> -even  
> > windows- costs me about $170 here in Massachusetts and my '56 
Imperial >>with 25K  
> > worth of coverage costs just about that as well, the '55 New Yorker 
is 
> 20K  
> > and $130 or so, these rates existing on vanity/antique plates  
> > ONLY......according to my insurance agent, I can raise 'my stake' 
> anytime, >paying for the  
> > privilege of course, but satisfied.......  
> >   
>   
>   
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